Efficient monopolies: the limits of competition in the European property insurance market Ungern-Sternberg, Thomas von

By: Ungern-Sternberg, Thomas von
Material type: TextTextPublisher: Oxford Oxford University Press 2004Description: viii, 160 p.ISBN: 9780199268818Subject(s): Insurance Property - Europe | Insurance Property - Europe - Cross-cultural studies | Monopolies - Europe Monopolies - Europe -Cross-cultural studies | Monopolistic competitionDDC classification: 338.82613681 Summary: This book presents startling evidence that state monopolies can produce better outcomes than the free market. It provides an empirical comparison of the property insurance market in five European countries: Britain, Spain, France, Switzerland, and Germany. The market and cost structures of insurers in each country are described, and particular features of each market and the outcomes for customers examined. The regulatory frameworks vary widely from country to country and so do the market outcomes, both in terms of premium level and in terms of available insurance cover.
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This book presents startling evidence that state monopolies can produce better outcomes than the free market. It provides an empirical comparison of the property insurance market in five European countries: Britain, Spain, France, Switzerland, and Germany. The market and cost structures of insurers in each country are described, and particular features of each market and the outcomes for customers examined. The regulatory frameworks vary widely from country to country and so do the market outcomes, both in terms of premium level and in terms of available insurance cover.

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