Ungern-Sternberg, Thomas von

Efficient monopolies: the limits of competition in the European property insurance market Ungern-Sternberg, Thomas von - Oxford Oxford University Press 2004 - viii, 160 p.

This book presents startling evidence that state monopolies can produce better outcomes than the free market. It provides an empirical comparison of the property insurance market in five European countries: Britain, Spain, France, Switzerland, and Germany. The market and cost structures of insurers in each country are described, and particular features of each market and the outcomes for customers examined. The regulatory frameworks vary widely from country to country and so do the market outcomes, both in terms of premium level and in terms of available insurance cover.


Insurance Property - Europe
Insurance Property - Europe - Cross-cultural studies
Monopolies - Europe Monopolies - Europe -Cross-cultural studies
Monopolistic competition


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