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Financial sector reforms and the rural financial institutions by Kartik B (Student Project)

By: B, Kartik.
Material type: materialTypeLabelBookPublisher: Ahmedabad Indian Institute of Management 1997Description: 43 p.Subject(s): Financial sector | Finanacial institution | Project report (student)DDC classification: SP 1997/605 Summary: The basic means of providing credit to the rural areas, the Rural banking, has been subject to a lot of criticism of late. The main issues being the performance of these institutions-their profitability and viability. There were some apprehensions about the future of Rural banking with economic reforms implemented as part of liberalization process, which came as an off-shoot of the recommendation of Narsimha Committee. Apart from the recommendations the other changes like fixing of a new interest rate structure, restructuring of sick branches of rural banks, establishment of an infrastructure development fund etc. It is necessary and expedient to make a realistic assessment of the future of rural banking in the changed environment, also with these given changes.
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Submitted to Prof. B.M. Desai

The basic means of providing credit to the rural areas, the Rural banking, has been subject to a lot of criticism of late. The main issues being the performance of these institutions-their profitability and viability. There were some apprehensions about the future of Rural banking with economic reforms implemented as part of liberalization process, which came as an off-shoot of the recommendation of Narsimha Committee. Apart from the recommendations the other changes like fixing of a new interest rate structure, restructuring of sick branches of rural banks, establishment of an infrastructure development fund etc. It is necessary and expedient to make a realistic assessment of the future of rural banking in the changed environment, also with these given changes.

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